revolut.com/fairusage
Fair Usage Policy
Our core mission is to help you save as much money as possible. Certain services we provide are costly to us due to third party fees. For these services we have a monthly free usage limit, after which we will charge a small but fair fee to cover costs. We are working to bring these costs down.
ATM Withdrawals
ATM usage is FREE for up to £500 / €650 / $700 (or equivalent) a month, after which there will be a 2% fee applied to further ATM withdrawals until the end of the month. For example, if you withdrew £550 in one month, this would only cost you £1. We have to pass on these costs as Revolut doesn't own the ATMs...yet!
If you are approaching your ATM withdrawal limit, don't worry, you can still spend as much as you want on your Revolut card instead, as this policy ONLY applies to ATM withdrawals
Credit cards and USD debit cards
Supporting debit card top-ups in USD is expensive for us. We're working to bring these costs down, but until then we have to charge:
1% per top-up with a credit card
3% per USD top-up with a debit card
4% (1% + 3%) per USD top-up with a credit card
In these cases, it might be cheaper for you to top-up via bank transfer.
Cross-currency transactions
Cross-currency transactions (Send, Spend, Transfer, Exchange) are free up to £5,000 / €6,000 / $6,000 (or equivalent) per month. A 0.5% fee will apply to further cross-currency transactions performed during the same calendar month.
For example, if you have £6,000 on your account, and you exchange £5,000 into euros, this is FREE. Then, if you decide to exchange the remaining £1,000, there will be a £5 charge.This policy only applies to cross-currency transactions; so if you transfer £6,000 to a GBP account, it will still be FREE.
This will apply to new users from 9th September 2016 and existing users from 9th November 2016.
Illiquid Currencies
For most currencies we provide you with the interbank rate...Awesome! However there are some illiquid currencies such as Thai Baht and Russian Ruble which are difficult for us to trade. For these currencies we will give you the best rate we can. You can check all these rates within the app.